Product 01 · Financial calculators

Financial calculatorsAmortiFlow

Turn questions about loans, tax, income, investing, and savings into numbers you can inspect.

Product interface

Open the site and start using it

The image above shows the product's current interface. Each tool runs as an independent website and can be opened directly to use its available features.

Open AmortiFlow

Feature overview

Product capabilities

AmortiFlow is a collection of financial planning tools for individuals, small teams, and content creators. It covers loan amortization, mortgages, early repayment, payroll, tax, investing, savings, and retirement scenarios, with clear assumptions, results, and detailed breakdowns.

Current features

Loan, mortgage, and amortization calculations

Early repayment and interest-saving comparisons

Income, tax, investing, savings, and retirement planning

Calculators organized by market and real-world use case

Applied AI research

Planned capabilities

From accurate calculation to contextual financial planning

Our planned research explores how AI can organize natural-language goals, compare scenarios, and explain results on top of deterministic calculations while keeping assumptions and open questions visible.

Describe a goal in natural language

A user could describe a home-buying budget, target payment, loan term, or early repayment plan while AI organizes the information into usable inputs.

Compare plans and stress scenarios

AI could compare terms, rates, income constraints, and extra payments, then explain differences in cash flow, total cost, and risk.

Create an actionable planning summary

Complex results could become a clear staged plan with assumptions, open questions, and points to discuss with a lender, adviser, or family member.

Expected value

The user receives more than a monthly payment: they gain a planning framework they can understand, compare, and act on.

Use boundaries

AI would support organization, scenario explanation, and planning. It would not replace licensed financial, tax, or investment advice, and conclusions would remain grounded in user inputs, deterministic calculations, and official information.

How it works

From input to result

Choose a financial scenario

Start with a loan, mortgage, income, tax, investing, savings, or retirement question.

Enter the assumptions

Add principal, rate, term, income, contribution, or other relevant inputs. The tool makes its calculation basis visible.

Review and compare

Inspect monthly results, total cost, schedules, and the difference between scenarios, then download or verify when needed.

Use cases

Real-world needs

Understand monthly payments and total interest before comparing a loan or mortgage.

Compare the long-term effect of different repayment, saving, or investing assumptions.

Turn a complex financial question into a plan that can be reviewed instead of a single unexplained number.

Who it is for

Built for specific users

For individuals, home buyers, employees, investors, educators, and small teams that need budgeting, scenario comparison, or long-term planning support.

Data handling and limitations

Clear about data flow and product limits

Calculations are designed to run in the browser. Important financial results should still be checked against current official information or qualified professional guidance.

Results are planning estimates, not lending, tax, investment, or other financial advice. Rules vary by market and year and should be checked against official sources.